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If you do notice an unauthorized charge on your credit card or funds missing from your bank account, call the card issuer to report the unauthorized charges.If you login to your account online or use the mobile app, you can report the theft those ways, too.The goal is to get you to respond with your personal information or to click on a link that takes you to an official looking website but that is actually a fake.For example, the message might appear to be from the lender that holds your auto loan.

Cyber crime is an ever-growing problem with no real solution in sight.If you’re like most people, you use a combination of credit cards and debit cards.It’s important to understand that both can be the victim of fraud, and they work quite differently.Always check your accounts regularly for signs of unauthorized use.Even though phishing may be one of the most popular options for stealing people’s information, it’s hardly the only way a criminal could start charging you for their purchases. In this method, a thief uses a device to duplicate the information on your credit card.

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